Digits
AI-native bookkeeping and general ledger for business owners who want their finances on autopilot.
Independent overview by new Mantra · updated July 14, 2026
- Category
- Finance
- Pricing
- $65/mo (Essentials), $100/mo (Core), $250/mo (Pro)
- Implementation
- Under 1 week
- Adoption risk
- Low
- Integrates with
- Stripe, Ramp, BILL, Ignition, Karbon, Reach Reporting
What Digits does
Digits is an accounting platform built around AI from the ground up — not a traditional ledger with AI features bolted on. It connects to your bank accounts, credit cards, and payroll providers, then categorises and reconciles transactions continuously, so your books stay current without manual data entry.
Beyond bookkeeping, Digits handles bill pay, invoicing, and financial reporting in one place. You can ask plain-English questions about your finances through a built-in chat assistant called Ask Digits, and get live dashboards showing cash, runway, revenue, and expenses without building a spreadsheet.
The platform also connects to solutions many small businesses already use — including Stripe, Ramp, BILL, Ignition, Karbon, and Reach Reporting — and offers a developer API and MCP support so your ledger data can be accessed from solutions like ChatGPT or Claude. A mobile app for iPhone and iPad lets you approve bills and send invoices away from your desk.
Key capabilities
24/7 automated bookkeeping
Digits categorises bank and card transactions continuously, learns your business over time, and auto-reconciles transactions to statements without requiring manual rules.
Bill pay and invoicing
You can drag, drop, approve, and pay bills directly inside Digits, and create and send invoices from the same platform — no separate solution required.
Live financial dashboards
Profit & loss, balance sheet, cash flow, runway, and burn metrics update in real time, so you always have a current picture of financial health without waiting for month-end.
Ask Digits chat assistant
A built-in AI assistant lets you ask plain-English questions about your finances and get answers drawn directly from your own ledger data.
Month-end close automation
Available on the Pro plan, the Agentic Close feature collects bank statements automatically, flags errors and anomalies before review, and supports custom checklists to keep the close process on track.
Broad financial integrations
Digits connects to 12,000+ banks and financial institutions, plus native integrations with Stripe, Ramp, BILL, Ignition, Karbon, and Reach Reporting, and an open API for custom connections.
Best for
- Solopreneurs or early-stage businesses that want automated bookkeeping without hiring a full-time bookkeeper
- Small to mid-sized businesses that currently manage finances across multiple disconnected solutions and want a single platform
- Business owners who want real-time visibility into cash, runway, and spend without waiting for an accountant to produce a report
- Companies already using Stripe, Ramp, or BILL who want those data streams feeding directly into their books
- Accounting firms managing multiple clients who want to streamline bookkeeping and close workflows across their practice
Worth knowing
- Digits is priced per business per month ($65–$250 depending on plan); firms using it for multiple clients are priced separately on firm-specific plans, so total cost scales with the number of entities
- Core features like dimensional accounting, Stripe/Ramp/BILL integrations, and custom dashboards require the $100/mo Core plan; automated accrual schedules, agentic close, and custom management reporting are only on the $250/mo Pro plan
- If your business has complex multi-entity consolidation needs or requires a deeply customised ERP, Digits may not cover all requirements — it is positioned for individual businesses and accounting firms rather than large enterprise finance teams
- Your existing accountant can be invited into the platform, but if you have no accountant, you would need to find one separately or use Digits' firm directory — Digits itself is software, not a managed accounting service
- Implementation usually takes under a week, which is low-friction, but you will need to connect your bank accounts and review initial categorisation to ensure the AI learns your transaction patterns accurately from the start
Related solutions
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